A decade of research on fintech and financial literacy: A global bibliometric analysis of trends, themes, and collaboration (2014-2024)

Abstract

This article presents a comprehensive bibliometric analysis of global research in the fields of fintech, digital financial inclusion, and financial literacy over the past decade from 2014-2024. Using 738 peer-reviewed journal articles sourced from Dimensions.ai database, analysed using Biblioshiny, a web-based interface of the bibliometrix R package. The analysis reveals the aspects related to scholarly output, citation patterns, international collaboration etc. The study also reveals that there was an increase in publications after 2020, The journal Sustainability emerged as the most impactful sources, while China led as the highest and most impactful volume of work. The keyword co-occurrences indicate a convergence around financial literacy, fintech, digital inclusion, and behavioural finance to increase within the discipline. The data shows that research towards interdisciplinary approaches and global partnerships to tackle financial inclusion and innovation issues are on the rise. This study contributes to the understanding of research dynamics and evolving priorities in the financial inclusion landscape, offering direction for future scholarly inquiry and global policy engagement.