Access to credit for fish farming: A case study of fish farmers, Bihar, India

Abstract

Access to credit plays a vital role in the growth and sustainability of fish farming operations. It enables farmers to invest in essential inputs such as quality seeds, feed, equipment, and infrastructure. Adequate financing supports improved operational efficiencies, enhances productivity, and helps farmers to scale their businesses. Rank Based Quotients (RBQ) was used to study the constraints faced by fish farmers of Kishanganj district. Creditworthiness and Documentation, Lack of financial literacy, Uncooperative behavior of Bankers and complex application procedure for credit, were identified as constraints faced by fish farmers of Kishanganj district to avail the institutional credit facilities.