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Abstract

In India, the use of mobile phones and the internet has increased dramatically over the last ten years, which has sparked an exponential rise in digital payments.This tendency has gained additional momentum because of government programs like Digital India.Electronic digital payments, which may be made through several platforms such as smartphone apps, online banking, and mobile banking, are growing in popularity.The digitization of payment systems is crucial to the viability of cashless transactions as the nation transitions to a cashless economy.This study looks into how quickly digital payments are being adopted in Bangalore, emphasizing the Unified Payments Interface (UPI) as a major factor in the city's shift to a cashless economy.Through a structured questionnaire survey involving 156 respondents, this research evaluates consumer attitudes regarding digital payments and their utilization patterns.