Studies on knowledge of beneficiary farmers towards Kisan Credit Card scheme in Prayagraj district of Uttar Pradesh

Abstract

The present investigation was undertaken in Prayagraj UP. Purposive sampling was followed for the selection of one hundred and twenty respondents Among the beneficiary farmers who were availing the benefits of the Kisan Credit Card Scheme. Pre-structured interview schedule was used to collect the data, collected data were tabulated and analysed with suitable statistics to draw conclusion. The study concluded that 105 farmers were aware of the KCC scheme is valid for 5 years,102 farmers who were know that eligibility for taking loan for KCC scheme to provide the loan for the Rabi and kharif crop production, 98 farmers know about the KCC schemes provide financial liquidity and credit to the rural farmers, 82 farmers were aware of the KCC scheme provide maximum credit limit based on agriculture income, 103 farmers were aware of the KCC scheme get the loan up to 3.0 lack on 7 percent interest, 72 farmers know how much loan provide by KCC and which limit fixed in taking to account both rabi and kharif crop with, 64 farmers ware know all new KCC are issued in the form of RUPAY / ATM debit card, 46 farmers know the get any accidental insurance, Whereas 61 farmers know the fixation limit for KCC scheme,106 respondents ware know crop insurance scheme –National agriculture insurance scheme under which eligible crop is cover.