Non-Performing Assets (NPA) in Indian Banking: Causes, consequences, and remedial measures

Abstract

Non-Performing Assets (NPA) have emerged as a critical issue in the Indian banking sector, exerting significant economic and financial pressures. This research paper aims to comprehensively analyze the causes, consequences, and potential remedial measures associated with NPAs in Indian banking. By exploring the underlying factors contributing to NPAs, understanding their far-reaching implications, and proposing effective strategies for mitigation, this paper offers insights into how the Indian banking system can address this pressing challenge.