An analytical study of literate and illiterate beneficiary farmers with special references to their perception towards Kissan credit card scheme

Abstract

The present study was intended to explore the beneficiary farmers satisfaction about the Kissan Credit Card Scheme, awareness about Kissan Credit Card Scheme and knowledge about Kissan Credit Card Scheme. Apart from this the study intends to study the perception of farmers towards constraints existing in Kissan Credit Card Scheme. Kissan credit Card schedule (KCCS) developed by Bhat, S. A. (2016) was used for data collection. The collected data was subjected to statistical treatment by using Frequency distribution, Percentage, Mean, Standard Deviation and ‘t’ test. The data was collected from Pulwama District of Union Territory of Jammu and Kashmir. 100 literate and 100 illiterate respondents were selected by using snowball sampling technique. The findings of the study indicate that there is significant difference between literate and illiterate beneficiaries. Literate beneficiaries were observed high level of satisfaction, knowledge and awareness towards Kissan Credit card Scheme.