Constraints faced by farmers in KCC holding

Abstract

Agricultural Credit Policy in India since Independence has been gradual replacement of moneylenders by institutional sources and a lowering of interest rates. Until banks were nationalized, cooperative institutions were the only source of institutional credit in rural areas. Since nationalization, scheduled commercial banks and regional rural banks (RRBs) have also been part of the formal credit system so the presentstudy “Constraints faced by the KCC holders” was carried in two blocks of Fatehpur district to access the Role of Kisan credit card for enhancing the Agriculture production of Farmers. Thus selected total number of 150 respondents in which 75 respondents for the study purpose were selected from each block from Fatehpur district. Majority of the farmers were illiterate and they were always faced too much crowed in the bank for withdraws and respondents were never faced lack of the proper management for withdraws on kisan credit card.