Some major constraints perceived by the self-help group members to accomplish their income generating activities

Abstract

The present study was conducted in Bhiwani district of Haryana state. From Bhiwani district, two blocks i.e. Bhiwani and Bawani Khera were selected randomly. From two blocks, four villages, were selected by random sampling technique. From each selected village, 30 respondents were selected randomly, thus making a total of 120 respondents. The study revealed that majority of the respondents belonged to young age group, illiterate, having nuclear families of medium size. Majority of the respondents were found with active social participation in one organization. In case extension contacts majority of the respondents were found in contact with the gram pradhan/local leaders and SHG officers/workers. The results of the study revealed that amajority of the members (40%) perceived family responsibility as major constraint because with these responsibilities they were unable to take part in Self Help Group (SHG) activities. Among Bank-SHG coordination constraints majority of the respondents (26.70%) perceived that perception about SHGs by bank officials is poor as major constraint. While among institutional constraints maximum respondents (31.70%) faced marketing problems due to distant location of market as major constraint. Among educational constraints majority of the respondents (37.50%) perceived having lack of knowledge about advantages and facilities provided by the government as a major constraint.