PERFORMANCE OF KISAN CREDIT CARD SCHEME IN CHIKKABALLAPUR DISTRICT OF KARNATAKA, INDIA

Abstract

This study is attempted to know the status of kisan credit card performance in CHIKKABALLAPUR district of Karnataka. Study analyzed effect of credit system, capital adequacy on major four crops tomato, mize, potato and groundnut between KCC holders and Non-KCC holders. The total cost incurred for growing all four by the KCC beneficiaries marginally high compared to non KCC beneficiaries but the net returns realized from cultivation of KCC beneficiaries higher than that for non KCC beneficiaries. The average credit gap for KCC holding farmers was lower as against non KCC holder farmers in all four crops. Where as in small farmers average credit gap is very more fallowed by medium and small farmers. Even though KCC farmers are getting higher benefit credit availability is low.