Self-Employment Opportunities of Women through Self Help Groups (Shgs) Under Swarnajayanti Gram Swarojgar Yojana (Sgsy) In Assam

Abstract

The review of existing literature pertaining to this present maneuver has revealed that no systematic major works have so far been done in depth and detail in the context of Assam. Using data gathered from in-depth survey of literature, this paper therefore is an endeavour to examine the self-employment opportunities of women through Self Help Groups (SHGs) under Swarnajayanti Gram Swarojgar Yojana (SGSY) in Assam. The findings suggest that the whole discourse of performances of SGSY has both the success and failure. It is shocking to note that the percentage of total SHGs taken up economic activities in the State was not satisfactory. Further, the scheme failed to provide Bank Credits to almost 50 per cent of the total SHGs. However, the most encouraging aspects were that the scheme was successful in providing Bank Credits to women SHGs. 70.34 per cent women SHGs had taken up economic activities in the State. The amount of Bank Credit provided to women SHGs under the scheme was more than 60 per cent. Besides, the amount of Bank Credit paid to SHGs was significant and encouraging. Thus, the results showed that the implementation of SGSY in Assam has a better sign towards its success.